Now in Early Access

Automate Every Dispute. Across Every Property.

Purpose-built for hospitality. Prevent disputes before they happen. Win the ones that do.

Built by former Stripe risk engineers.

Hotels lose $3.1 billion a year to chargebacks. Not because disputes are unwinnable, but because the system for fighting them was never designed for hospitality.

Evidence lives in your PMS. Disputes arrive through your processor. Your front desk staff don't know one system exists, let alone both. By the time anyone assembles the right folio, the deadline has already passed.

$3.1B
Annual US hotel exposure
8.1%
Low industry win rate
58%
Abandon disputes
34%
Annual GM turnover
Dispute #CB-7291LOST / DEADLINE MISSED
Day 0
Dispute filed by cardholder
Day 3
Email notification sent to property
Day 8
GM forwards to corporate
Day 14
Corporate requests folio from PMS
Day 18
Night auditor pulls wrong folio
Day 20
Response deadline expires
Day 22
Correct evidence finally located

And it's getting worse. Under Visa's new VAMP program, fraudulent transactions reported via TC40 that also become chargebacks are counted twice. Dispute outcomes don't matter. Winning a representment still counts against your ratio. The only way to improve your VAMP ratio is to prevent disputes from being filed.

We were losing $40,000 a month across our portfolio and didn’t even know it. The night audit team would see the dispute notification, forward it to corporate, and by the time anyone looked at it the deadline had passed.

VF
VP of Finance
Regional Hotel Management Co. (86 properties)

One platform that prevents disputes, fights the rest, and keeps you compliant.

Pesto connects your PMS, payment processor, and prevention networks into a single automated pipeline. Disputes are deflected before they hit your books, and the ones that get through are fought with complete evidence packages in seconds.

Portfolio Overview
LIVE DASHBOARD
Disputes prevented this month
47
Evidence packages auto-submitted
23
Portfolio VAMP ratio
0.28%
Hours saved this month
120+
VAMP compliant: all properties within threshold

How It Works

Every folio, signature, and log. Compiled and submitted in seconds.

Evidence Package #CB-8432AUTO-ASSEMBLED
Guest Folio
OPERA PMS
0.8s
Check-in Signature
Canary Tech
1.2s
Authorization Log
Stripe
0.4s
WiFi Auth Record
Property Network
1.6s
CRM Guest Profile
Mews PMS
0.9s
Evidence package ready, submitted to Stripe
4.9s total

Fight the right disputes. Prevent the rest.

Dispute Triage Engine
#7291$23.50Minibar
RDR Auto-Refund
Below threshold · low win probability
#7292$847.00Room & Tax
Auto-Represent
Folio + signature available · 78% win prob
#7293$2,340.00Suite + F&B
Auto-Represent
High value · full evidence set · 82% win prob
#7294$156.00Restaurant
Alert Refund
Ethoca alert · refund within 24hr window
#7295$412.00Spa & Wellness
Auto-Represent
Signed receipt on file · 91% win prob

Stop Losing Revenue to a Broken Process.

Built by the team behind Stripe's risk infrastructure. We're looking for hotel portfolio companies with 20+ properties who are ready to automate dispute management. Early access partners get white-glove onboarding and direct access to the founding team.

Request Early Access